DJ Finance | Buy DJ Equipment 0% Interest Free | djkit ®

Spread the cost of your purchase over 6, 12, 24 or 36 months with our DJ Finance options We all understand the expense of purchasing new dj equipment, so why not take us up on one of our DJ finance options to spread your payments.

0% Interest Free DJ Finance

At djkit.com we offer 0% Interest Free Finance over 6 months with a 10% deposit and Interest bearing Finance options over 12, 24 and 36 Months with a 10% deposit at 21.9% APR. Our online Finance options for your purchase is very easy, simply add your items into your cart online and then select which finance option and deposit amount you would like to pay, next we just need a few details name, address and contact. You will then be redirected to the Deko Application form where you can receive a finance decision in seconds. Should you be accepted

Finance examples of :

Purchase price: £1500
Deposit (10%): £150
Amount of loan: £1350

DJ Finance Term (months)	Monthly payment	Total payment	Interest paid
6 at  0%	£225.00	£1500.00	£0.00
12 at 21.9% APR	£125.04	£1650.43	£150.43
24 at 21.9% APR	£68.69	£1798.51	£298.51
36 at 21.9% APR	£50.15	£1955.34	£455.34

4 Simple Steps to our DJ Finance Options

1. Shopping

Browse all the hottest DJ and music production products on our website and add them to your shopping basket. When you are ready to make your purchase, click through to our secure checkout.

2. Checkout

Select which Finance Deposit amount you would like to pay and choose whether you wish to pay over 6, 12, 24 or 36 months.

3. Personal Details

We just need a few details at this stage, Name, Address, Telephone Number and Email Address. *Goods have to be shipped to your registered finance application address*

Terms and Conditions: https://www.djkit.com/dj-kit-terms-and-conditions.html

4. Finance Checklist

We just need to confirm 3 questions about you and then after clicking "Apply now", you will be redirected to the DEKO website where you can fill out your finance application, once completed you will be returned back to your djkit.com order details.

Who can qualify for credit?

For your finance application to be considered you must meet the following criteria:

- Be over 18 years old
- Be employed for at least 16 hours a week or retired and in receipt of a private or company pension. Certain state benefit schemes may also be considered.
- Be a permanent UK resident with a 3 year address history
- Have a good credit history with no late payments, debt relief orders or bankruptcies
- Have a valid email address and can access it

Other key points about our DJ Finance

Finance on DJ & Production Gear is available on orders over £280. A minimum of 10% deposit is required with a maximum of 50% deposit payable.

How long does it take to apply online?

The online application form typically takes less than 3 minutes to complete. Your application is then instantly sent to the finance company and they will typically respond with their decision in around 10 seconds. Some applications may take longer to process. If for any reason they can't give you an instant decision, an email will be sent to you the moment the finance company makes a decision.

Can I have my goods delivered to a different address?

All orders paid by finance must be delivered to your registered application address as proof of your identity.

When will I receive my goods?

Upon receipt of your deposit payment, djkit® will be authorised to proceed with your order. It will be delivered within two business days, unless stated otherwise on the product availability. Should there be any problems with your order, djkit® will contact you, please make sure you provide a valid email address and phone number.

Will the finance company perform a credit check?

Yes. A credit check forms part of the automated decision making process and is part of a responsible lending policy.

Do I need a bank account?

Yes. You must have a UK bank account capable of accepting Direct Debits.

Do I have to provide ID?

Please note that for security measures we may require a proof of ID after your application has been approved and your deposit has been paid. This step is to verify your transaction, and a check will be done on any ID provided. If your ID fails the check or you are unable to provide a valid proof of ID the retailer will be in contact regarding. Should you need to provide ID you will be notified via email from DEKO. Is the application confidential? Yes. Your credit application is treated in the strictest confidence. We will not contact your employers, bank or any other third party.

Our Finance details:

Our Finance is hassle free Finance for DJ and music production equipment. We are officially registered with the FCA (FRN676089) to be a broker of consumer credit for DJ Equipment and finance is provided by DEKO.

Who provides your finance services?

ESP Music Disco Ltd (djkit®) is a credit broker and not a lender. Finance is provided through the Deko platform by Omni Capital Retail Finance Limited. Omni Capital Retail Finance Limited is authorised and regulated by the Financial Conduct Authority (register number 720279).

Deko is a trading name of Pay4Later Ltd which act as a credit broker and not a lender. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please go to www.dekopay.com/support or visit www.dekopay.com.