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DJ Finance | Buy DJ Equipment on Finance 0-14.9% APR | djkit

Spread the cost of your purchase over 6, 12, 24 or 36 months with our DJ Finance options We all understand the expense of purchasing new dj equipment, so why not take us up on one of our DJ finance options to spread your payments.

DJ Finance from 0% - 14.9% APR*

At djkit.com we offer 0% APR Finance over 6 or 12 months with a minimum of a 10% deposit and Interest bearing options may also be available over 24 and 36 months at a Representative 14.9% APR with a minimum deposit of 10%. To apply for finance on your purchase add your items into your cart online and then select which finance option and deposit amount you would like to pay.

You will be shown the various rates and options available. You will then be redirected the etika application form where your personal and finance details will be required to determine your eligability status.

*Finance availability is subject to status. 

Representative Examples

 

£899 purchase over 36 months 14.9% APR

 

 

£539 purchase over 12 months 0% APR

 

Price

£899

 

Price

£539

Deposit:

£89.90

 

Deposit:

£53.90

 

 

 

Loan Amount:

£809.10

 

Loan Amount:

£485.10

Cost of Credit:

£192.19

 

Cost of Credit:

£0

Total Repayable:

£1091.19

 

Total Repayable:

£539.00

 

 

 

No. of Payments:

36 Months

 

No. of Payments:

12 Months

Monthly Payment:

£27.82

 

Monthly Payment:

£53.90

APR:

14.9%

 

APR:

0%

Interest Rate:

14% Fixed

 

Interest Rate:

0% Fixed

 

4 Simple Steps to our DJ Finance Options

1. Shopping

Browse all the hottest DJ and music production products on our website and add them to your shopping basket. When you are ready to make your purchase, click through to our secure checkout.

2. Checkout

Select which Finance Deposit amount you would like to pay and choose whether you wish to pay over 6, 12, 24 or 36 months.

3. Personal Details

We just need a few details at this stage, Name, Address, Telephone Number and Email Address. *Goods have to be shipped to your registered finance application address*

Terms and Conditions: https://www.djkit.com/dj-kit-terms-and-conditions.html

4. Finance Checklist

We just need to confirm 3 questions about you and then after clicking "Apply now", you will be redirected to the etika website where you can fill out your finance application, once completed you will be returned back to your djkit.com order details.

Who can qualify for credit?

For your finance application to be considered you must meet the following criteria:

- Be over 18 years old
- Be employed for at least 16 hours a week or retired and in receipt of a private or company pension. Certain state benefit schemes may also be considered.
- Be a permanent UK resident with a 3 year address history
- Have a good credit history with no late payments, debt relief orders or bankruptcies
- Have a valid email address and can access it

 

Finance approval is not guaranteed. All finance applications are subject to etika's eligibility criteria and credit assessment on the checkout page.

Other key points about our DJ Finance

Finance on DJ & Production Gear is available on orders over £280. A minimum of 10% deposit is required with a maximum of 50% deposit payable.

How long does it take to apply online?

The online application form typically takes a few minutes to complete. Your application is then sent to the finance company and they will typically respond with their decision . Some applications may take longer to process. If for any reason they can't give you an instant decision, an email will be sent to you the moment the finance company makes a decision.

Can I have my goods delivered to a different address?

All orders paid by finance must be delivered to your registered application address as proof of your identity.

When will I receive my goods?

Upon receipt of your deposit payment, djkit® will be authorised to proceed with your order. It will be delivered within two business days, unless stated otherwise on the product availability. Should there be any problems with your order, djkit® will contact you, please make sure you provide a valid email address and phone number.

Will the finance company perform a credit check?

Yes. A credit check forms part of the automated decision making process and is part of a responsible lending policy.

A soft credit check, with no mark left on your credit report or a short term note on your credit report that only you can see

If you then choose to apply, additional checks (including a full credit check) may be carried out and this may affect our decision

When it comes to considering your application, we'll perform a full credit check, which may highlight anything in your credit history that would affect a finance application. A full credit check is a complete check against your credit history which is recorded on your credit file and is visible in searches by other companies.

Do I need a bank account?

Yes. You must have a UK bank account capable of accepting Direct Debits.

Do I have to provide ID?

Please note that for security measures we may require a proof of ID after your application has been approved and your deposit has been paid. This step is to verify your transaction, and a check will be done on any ID provided. If your ID fails the check or you are unable to provide a valid proof of ID the retailer will be in contact regarding. Should you need to provide ID you will be notified via email from etika. Is the application confidential? Yes. Your credit application is treated in the strictest confidence. We will not contact your employers, bank or any other third party.

Cancellation and Complaints

There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this please contact us directly. We can cancel the application on your behalf. There is no need to contact etika.

A payment plan does not affect our standard refund and returns policy. Just contact us and we’ll cancel your application and the lender will refund your deposit and let you know of any outstanding balance if applicable.

In the event of a complaint from a sale where finance was the payment method we will work to resolve this in-house with you and in line with the Financial Conduct Authority (https://www.fca.org.uk/) & Financial Ombudsman Service (https://www.financial-ombudsman.org.uk/) requirements. If you wish to make a complaint please contact us on [email protected]. Our complaints procedure can be found here: https://www.djkit.com/consumer-finance-complaints-procedure.html

Our Finance details:

We offer Finance for DJ and music production equipment. We are officially registered with the FCA (FRN676089) to be a broker of consumer credit for DJ Equipment and finance is provided by etika.

Who provides your finance services?

ESP Music Disco Ltd (djkit®) is a credit broker and not a lender. Finance is provided through the  etika platform 

etika (a trading name of etika Finance UK Ltd) is a company registered in England and Wales 07440512 and authorised and regulated by the Financial Conduct Authority, registration number: 697658. Company address: Suite 2.01 c/o Colony One Silk St, Ancoats, Manchester M4 6AG

Frequently asked questions

 Click here for etika FAQ

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