Why not spread the cost of your purchase over 9, 12, 24 or 36 months with our DJ Finance options?
We all understand the expense of purchasing new equipment, so why not take us up on one of our Finance options to spread your payments.
At DJKit we offer 0% Interest Free Finance over 9 months with a 10% deposit and Interest bearing Finance options over 12, 24 and 36 Months with a 10% deposit at a low 19.9% APR.
Our online Finance options for your purchase is very simple, simply add your items into your cart online and then select which Finance option and deposit amount you would like to pay, next we just need a few details name, address and contact details. We then pass you over to our finance provider Pay4later to get a decision straight away normally 5 mins. As long as your application is successful you will then be prompted to pay your deposit and then we will ship your order.
Alternatively you can call our Finance specialists on 01635 780002 for them to tailor your own finance package.
4 SIMPLE STEPS TO OUR FINANCE OPTION
Check out all the hottest products on our website and add them to your shopping basket. When you are ready to make your purchase, click through to our secure checkout.
Select which Finance Deposit amount you would like to pay (minimum of 10% or 33% for 0% Interest) and choose whether you wish to pay over 6, 12, 24 or 36 months.
3. Personal Details
We just need a few details at this stage, Name, Address, Telephone Number and Email Address. *Goods have to be shipped to your registered application address.
4. Finance Checklist
We just need to confirm 3 questions about you and then after clicking "Apply now", you will be redirected to the Pay4Later website where you can fill out your finance application, once completed you will be returned back to your DJKit order details.
Will I qualify for credit?
We can only consider your application if:
- You are 18 or over, and employed at least 16 hours per week
- You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies
- You are a permanent UK resident and able to supply a UK address history for the last 3 years
- X Applications from students (unless employed at least 16 hours per week), unemployed and single house persons will not be considered
Our Finance is hassle free Finance for DJ and music production equipment. We are officially registered with the FCA (FRN676089) to offer consumer credit for DJ Equipment and we provide this service in partnership with Pay4Later Ltd.
Finance is available on orders over £280.
How long does it take to apply online?
The online application form typically takes less than 3 minutes to complete. Your application is then instantly sent to the finance company and they will typically respond with their decision in around 10 seconds. Some applications may take longer to process. If for any reason they can't give you an instant decision, an email will be sent to you the moment the finance company makes a decision.
Can I have my goods delivered to a different address?
No you have to have it delivered to your registered application address as proof of your identity.
When will I receive my goods?
Upon receipt of your deposit payment, DJKit will be authorised to proceed with your order. It will be delivered within two business days, unless stated otherwise on the product availability. Should there be any problems with your order, DJKit will contact you, please make sure you provide a valid email address and phone number.
Will the finance company perform a credit check?
Yes. A credit check forms part of the automated decision making process and is part of a responsible lending policy.
Do I need a bank account?
Yes. You must have a UK bank account capable of accepting Direct Debits.
Do I need to pay a deposit?
Yes. If your credit application is accepted, you will be required to pay a deposit online, using a credit or debit card. The amount of the deposit is shown in the credit summary and on the credit agreement itself.
Is it safe to apply on line? Will my details be secure?
Yes. It is extremely safe to apply on-line. Your personal information is encrypted before transmission to ensure it cannot be viewed by any unauthorised third party. The Pay4Later finance gateway uses proven techniques to ensure the security and integrity of sensitive data. Pay4Later public web servers are certified by Thawte, a leading Certificate Authority, ensuring that both the consumer and the retailer can have confidence that nobody can impersonate Pay4Later to obtain confidential information. Data storage on Pay4Later systems and the communication between Pay4Later and our partner lenders, is regularly audited to the highest standards to ensure a secure transaction environment. This includes specific regular third-party testing for vulnerabilities and reviews of application security and access control procedures.
What personal information do you need?
We require personal details like your name, address, phone numbers and income. Plus your bank account and credit or debit card details. We need this information so we can be sure who's applying in order for the finance company to perform a credit check. To give yourself the best chance of approval, you should always ensure the information you give us is accurate and honest.
Do I have to provide ID?
Please note that for security measures we may require a proof of ID after your application has been approved and your deposit has been paid. This step is to verify your transaction, and a check will be done on any ID provided. If your ID fails the check or you are unable to provide a valid proof of ID the retailer will be in contact regarding. Should you need to provide ID you will be notified via email from Pay4Later. Is the application confidential? Yes. Your credit application is treated in the strictest confidence. We will not contact your employers, bank or any other third party.
Who provides your finance services?
Consumer credit service provided by Pay4Later in association with Omni Capital Retail Finance. Pay4Later is licensed by the FCA. For more information please visit http://www.pay4later.com/.
Omni Capital Retail Finance is authorised and regulated by the Financial Conduct Authority, licensed by the Office of Fair Trading and a member of the Finance & Leasing Association. For more information please visit http://www. omnicapitalretailerfinance.co.uk/