DJ Finance Application FAQs

Will I qualify for credit?

 We can only consider your application if:

  • You are 18 or over, and employed at least 16 hours per week
  • You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies
  • You are a permanent UK resident and able to supply a UK address history for the last 3 years
  • X Applications from students (unless employed at least 16 hours per week), unemployed and single house persons will not be considered


DJ Equipment Finance FAQ's

Our Finance is hassle free DJ finance for DJ and music production equipment. We are officially registered with the FCA (FRN676089) to offer consumer credit for DJ Equipment and we provide this service in partnership with Paybreak Ltd Ltd.

Finance on DJ & Production Gear is available on orders over £280.

How long does it take to apply online?

The online application form typically takes less than 3 minutes to complete. Your application is then instantly sent to the finance company and they will typically respond with their decision in around 10 seconds. Some applications may take longer to process. If for any reason they can't give you an instant decision, an email will be sent to you the moment the finance company makes a decision.

Can I have my goods delivered to a different address?

No you have to have it delivered to your registered application address as proof of your identity.


When will I receive my goods?

Upon receipt of your deposit payment, DJKit will be authorised to proceed with your order. It will be delivered within two business days, unless stated otherwise on the product availability. Should there be any problems with your order, DJKit will contact you, please make sure you provide a valid email address and phone number.

Will the finance company perform a credit check?

Yes. A credit check forms part of the automated decision making process and is part of a responsible lending policy.

Do I need a bank account?

Yes. You must have a UK bank account capable of accepting Direct Debits.

Do I need to pay a deposit?

Yes. If your credit application is accepted, you will be required to pay a deposit online, using a credit or debit card. The amount of the deposit is shown in the credit summary and on the credit agreement itself.

Is it safe to apply on line? Will my details be secure?

Yes. It is extremely safe to apply on-line. Your personal information is encrypted before transmission to ensure it cannot be viewed by any unauthorised third party. The Paybreak Ltd  gateway uses proven techniques to ensure the security and integrity of sensitive data. Paybreak Ltd public web servers are certified by Thawte, a leading Certificate Authority, ensuring that both the consumer and the retailer can have confidence that nobody can impersonate Paybreak Ltd to obtain confidential information. Data storage on Paybreak Ltd and the communication between Paybreak Ltd and our partner lenders, is regularly audited to the highest standards to ensure a secure transaction environment. This includes specific regular third-party testing for vulnerabilities and reviews of application security and access control procedures.

What personal information do you need?

We require personal details like your name, address, phone numbers and income. Plus your bank account and credit or debit card details. We need this information so we can be sure who's applying in order for the finance company to perform a credit check. To give yourself the best chance of approval, you should always ensure the information you give us is accurate and honest.

Do I have to provide ID?

Please note that for security measures we may require a proof of ID after your application has been approved and your deposit has been paid. This step is to verify your transaction, and a check will be done on any ID provided. If your ID fails the check or you are unable to provide a valid proof of ID the retailer will be in contact regarding. Should you need to provide ID you will be notified via email from Paybreak Ltd. Is the application confidential? Yes. Your credit application is treated in the strictest confidence. We will not contact your employers, bank or any other third party.

Who provides your finance services?

Finance is provided through afforditNOW which offers a suite of products offered by Paybreak Ltd, a company authorised by the Financial Conduct Authority.

Paybreak Limited is UK based; Company Registration number 7440512 Registered address: No1 Spinningfields,Quay street, Manchester, M3 3JE Visit us at - www.afforditNOW.com

Customers are able to contact afforditNOW if they wish to speak about their loans on telephone 03333-444-224 or e-mail [email protected] or read answers to their most Frequently Asked Questions here: http://www.afforditnow.com/customer/faq-customers/



©ESP Music Disco Ltd. DJkit® is a registered trademark of ESP Music Disco Ltd.
Unit B1 Shannon House, Hambridge Road, Newbury, Berkshire, RG14 5SS • 01635 780002 • [email protected]
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